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Strategy (MSTR) mNAV Risk Dashboard

Strategy (MSTR) Risk Monitor

Analysis of mNAV & Liquidity Risks

Current mNAV 0.95x
BTC Price ~$89K
Stock Price ~$177

The Critical Metric: mNAV

mNAV (Multiple-to-Net-Asset-Value) measures Strategy's enterprise value relative to its Bitcoin holdings. It is the primary lens for evaluating the company's leveraged "HODL" strategy.

  • > 1.0x (Premium): Market confidence. Strategy can accretively raise capital to buy more BTC.
  • < 1.0x (Discount): Warning sign. Stock trades below the value of its BTC.
  • < 0.9x (Danger Zone): Liquidity constraints. Dilution becomes toxic, debt markets tighten.

Current Status: 0.95x (Down from 1.11x mid-2025 highs)

Current Risk Level

Zone: Mild Distress (Monitoring)

The "Forced Sale" Kill Switch

For the first time, Strategy's CEO has outlined conditions for a forced BTC sale. It is not triggered by debt covenants, but by a specific combination of valuation and market access failure. Use the simulator below to test the conditions.

CONDITION 1 MET

mNAV < 1.0x

Currently at 0.95x. The stock is trading at a discount to its assets.

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Capital Market Access

Can Strategy raise cash via Equity or Debt?

SAFE: NO SALE

Strategy can use cash reserves or raise capital to cover obligations. HODL continues.

Scenario Simulator

Explore the potential impact of deteriorating conditions on BTC price and Strategy's stability.

Select Scenario

Key Drivers

  • • Cash Buffer: $1.44B (Stable)
  • • Debt Covenants: None
  • • Investor Sentiment: Cautious

Market Impact Projection

Analysis: At 0.95x, the market is pricing in skepticism, but the $1.44B cash reserve covers 21 months of obligations. Probability of forced sale is near zero.

The Balance Sheet Fortress

Why a collapse isn't imminent. Even with BTC at $25K, assets cover debt 2x. No debt matures until Dec 2025.

Asset Coverage Ratio

Resilience Metrics

Avg BTC Cost Basis $74,000
Current Price: ~$89k
BTC Holdings (% of Supply) 649,870 (3%)
Cash Runway (Obligations) 21 Months
$1.44B Cash Reserve
Bottom Line: Strategy views itself as a "leveraged BTC ETF". As long as BTC appreciation > 10.3% annually, the model outperforms spot BTC.